A new federal mortgage lending rule would force some people to take out new loans even though they’ve already paid off their home equity loans.

The move is the latest in a string of moves by the federal government to make it easier for people to buy homes and boost home prices.

The change would be in effect from Oct. 1, 2017.

If you qualify, you could also receive a 10 per cent down payment.

The government has also announced it will make it harder for people with bad credit to qualify for mortgages.

Some banks have already raised concerns about the new rules, saying they could cause financial stress for those who are struggling to make ends meet.

“We know that when you have a large amount of debt that you’re in, people have trouble paying it back,” said Brian Leggett, the executive director of the National Bank of Canada.

“You’re going to see some people, for example, who have bad credit and they’re going out of business, and that can lead to financial distress.”

The National Bank said it would work with borrowers to ensure they have the right tools and information to meet the new mortgage requirements.

“The best thing that we can do is work with the borrower, so that we’re providing them with a good financial outcome,” Legget said.

“And we will be working with the lender to ensure that they’re prepared to meet that requirement, to get the loan secured, and to do the appropriate paperwork.”

The changes come after a year-long investigation by the Bank of Nova Scotia into the mortgage lending landscape in Canada.

The investigation concluded that the banking system was not adequately protecting the mortgage market, and a number of the banks were not doing enough to help borrowers.

The bank has also raised concerns with the federal and provincial governments about the current mortgage lending regime.

The new rules are expected to take effect immediately.

If your mortgage is in good standing, you can apply for a new mortgage through the new website.

In addition to a 10-per-cent down payment, lenders can now apply for mortgages to help people with low incomes and seniors.

People can apply through the government website and banks can apply directly.

In the meantime, there is also a new online portal where you can search for loans.

A mortgage loan application can take about two hours, and can cost as little as $1,600.

You can also get a free mortgage calculator.