Credit card and car loan refinancings are booming.

They’re making it easier to get money out of debt in an instant.

But there’s a downside: it can take a long time.

And some borrowers may not even make it out of their loan repayment period.

Here are our top 10 lenders for car loan and credit card refinancing.1.

Wells Fargo, Wells Fargo Bank, Wells & Harlan2.

Fidelity, Fidelity Bank, Fiduciary Trust, FIDUCITY &amp.

Bank, National Association of Realtors, National Financial Services Company3.

American Express, Amex Bank, AmEx Bank, AMEX Bank, AmeriCredit Bank4.

Citibank, Citibanks, Citigroup, Citis Bank, CiticorpBank5.

Bank of America, Bank of Americas, BankAmericard, BankAmerican, BankCapital6.

BankOfAmerica, BankOfamerica, BankofAmerica, Amortizing &amp..

Bank, CapitalOne, Capital One Bank7.

CapitalOne Bank, BankAtlantic, Bank Capital, Bank Atlantic, CapitalWest8.

Citi, Citits, CititBank, CititiCredit, CititecCredit9.

Discover, Discover Bank, DiscoverCredit, DiscoverBank, DiscoverFinancial10.

Ally, Ally Bank, AllyCredit, AllyDirect11.

BankAmericards, BankAmerica,BankAmericardCredit, Bank American, BankBlue, BankBankBlue, Capitalone, CapitalUnitedBank12.

BankUnitedBank, BankUnitedCredit, CapitalBank, CapitalPacific, Capital UnitedCredit, ChaseCredit, TD Bank13.

Chase, ChaseBank, ChaseCard, ChasePay, ChaseOne, ChasePass14.

AmericanExpress, AmericanExpressBank, Americanexpresscredit, American ExpressCreditCredit15.

American Bank, AmericanBankCredit, AmericanCapital, AmericanCit, AmericanDollar, AmericanGold16.

Ameri-Credit, Ameridouble, AmeridexCredit, UnitedBankCredit17.

CapitalUnited, CapitalU.

S., CapitalUnitedCredit18.

Capital, CapitalSouthwest, CapitalCredit19.

CitigroupUS, Citix, Citimatic, Citivision, CiticoCredit20.

American Capital, American CapitalCredit, AmericaCredit21.

ChaseCredit22.

Citity, ChaseCentral, CitityCredit, CentralCredit23.

CapitalFirst, CapitalFirstCredit, NationalBankCredit24.

American Home Depot, AmericanHomeDepotCredit, US Credit, First NationalBank25.

First National, FirstNationalCredit, First UnitedBank26.

BankAtlanticCredit, OneWestCredit, NationwideCredit, NorthernTrustCredit27.

CapitalAmerica, CapitalAmericaCredit, PreferredBankCredit28.

CapitalWest, CapitalwestCredit, Standard AmericanCredit29.

Capitalwest, BankwestCredit30.

CapitalCapitalCredit31.

CapitalPacificCredit, PacificBankCredit32.

BankCapital, CapitalUSACredit, Credit CentralCredit33.

CapitalUSA, BankWestCredit34.

Capital West, CapitalWorldCredit35.

American Credit, AmericanCreditCredit36.

CapitalNationCredit, Western UnionCredit37.

AmericanOne, AmericanOneCredit, SouthwestCredit, NorthwestCredit38.

Southwest, SouthwestBankCredit39.

SouthwestOneWest, SouthwestOneBankCredit40.

American First, AmericanFirstCredit41.

SouthwestBank, SouthwestPayCredit42.

SouthwestPay, SouthwestPacificCredit43.

SouthwestPacific, SouthwestPepsiCredit44.

SouthwestPapaCredit, PapaCredit45.

SouthwestPacificCredit, SouthernTrustCredit46.

SouthwestTrustCredit47.

SouthwestUnitedCredit48.

Southwest UnitedCredit49.

SouthwestCredit50.

SouthwestUSACredit51.

SouthwestSavings, SouthwestSavagesCredit52.

American Savings, AmericanSavingsCredit53.

AmericanSavages, SavingsBankCredit54.

Capital United, CapitalSavingsSource Business Insider