The U.S. Department of Justice and the Federal Trade Commission are seeking to impose a blanket ban on online auto loan refinance programs, known as auto loan originations, in an effort to crack down on abusive practices by predatory lenders.

In a court filing Friday, the DOJ and FTC said that they will seek to “ban any auto loan modification service that allows a third party to charge the borrower additional fees, such as fees to cover legal expenses, if the borrower is unable to pay the loan or is unable or unwilling to pay a portion of the loan amount” without a court order.

These kinds of fees are a violation of the Fair Credit Reporting Act, and the FTC has been cracking down on them.

While the FTC is targeting the origination fee program, it said it also will focus on the practices of predatory lenders, including auto loan lenders that have been known to target consumers with high loan balances and late payments.

“While some of these predatory lenders may be offering loans with low credit scores or other financial restrictions, they often require borrowers to pay loan modification fees as a condition of completing the loan,” the FTC said.

The lawsuit also cites a recent lawsuit against a Virginia-based company that offers loan modifications to borrowers.

According to the FTC, these predatory loan programs are “generally illegal, unfair, deceptive, and unconscionable.”

The agency is also filing a class action lawsuit against the loan modification services provider, American Car Rental, and a separate company, American Auto Group, that offers similar services.

The FTC and the DOJ have been aggressively prosecuting predatory lending practices, including deceptive auto loan practices, online loan refinances, and fraud, over the last few years.